:root{--blue:#1d4fd8;--ink:#14213d;--muted:#5a6477;--bg:#fff;--soft:#f3f6fb;--green:#1f9d6b;--line:#dbe2ee}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.55 system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}.narrow{max-width:760px}.center{text-align:center}
a{color:var(--blue)}h1{font-size:2.5rem;line-height:1.15;margin:0 0 14px}h2{font-size:1.5rem;margin:34px 0 12px}h3{margin:0 0 6px;font-size:1.1rem}
.top{border-bottom:1px solid var(--line);position:sticky;top:0;background:#fff;z-index:5}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:62px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:9px;font-weight:700;font-size:1.2rem;color:var(--ink);text-decoration:none}
.mark{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:8px;background:var(--blue);color:#fff;font-weight:800}
nav{display:flex;align-items:center;gap:18px;flex-wrap:wrap}nav a{color:var(--ink);text-decoration:none;font-size:.95rem}nav a.on{color:var(--blue);font-weight:600}
.btn{display:inline-block;background:var(--blue);color:#fff!important;padding:12px 20px;border-radius:9px;text-decoration:none;font-weight:600;margin-right:8px}
.btn.small{padding:8px 14px;font-size:.9rem}.btn.ghost{background:#fff;color:var(--blue)!important;border:1px solid var(--blue)}
.hero{background:linear-gradient(180deg,var(--soft),#fff);padding:64px 0 40px}.hero.small{padding:44px 0 24px}.lead{font-size:1.2rem;color:var(--muted);max-width:720px}
.band{background:var(--soft);padding:36px 0;margin:34px 0}
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.cards.three{grid-template-columns:repeat(3,1fr)}
.card{border:1px solid var(--line);border-radius:12px;padding:20px;background:#fff}.band .card{background:#fff}
.steps{padding-left:22px}.steps li{margin:10px 0}.muted{color:var(--muted)}
blockquote{border-left:4px solid var(--blue);margin:14px 0;padding:8px 16px;background:var(--soft)}
.legal h2{font-size:1.2rem}.legal li{margin:6px 0}
footer{border-top:1px solid var(--line);margin-top:50px;padding:30px 0;background:var(--soft)}
.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:20px}.fine{font-size:.8rem;color:var(--muted);margin-top:18px}
@media(max-width:760px){h1{font-size:1.9rem}.cards,.cards.three,.foot{grid-template-columns:1fr}.hero{padding:44px 0 24px}}